Credit to corporate entities for business development
Working capital is the funds for purchasing raw materials, paying for services and work performed, replenishing inventory, expanding the range of goods, in other words, resources to increase business opportunities
Investment loans are aimed at purchasing for equipment for various purposes, real estate, and many other tools for business development
Advantages of Replenishment Loan of Working Capital at JS "Poytaxt Bank"
Negotiated interest rate
We set interest rates based on the risks, sources of financing, opportunities and prospects of the company and many other factors of implementation of planned projects, based on the company's Business plan
Negotiated amount of loan
The loan amount will be determined based on the needs of the company being credited, its capabilities, business plans and development prospects. It is worth noting that all possible risks will also be taken into account when considering the loan amount
| Rates and Terms | |
|---|---|
| Purpose of loan | Working capital is the funds for purchasing raw materials, paying for services and work performed, replenishing inventory, expanding the range of goods, in other words, resources to increase business opportunities. Investment loans are aimed at purchasing for equipment for various purposes, real estate, and many other tools for business development |
| Interest rate on loan | Based on negotiation |
| Credit period | Up to 36 month |
| Credit currency | Uzbek SUM |
| Initial payment | Not provided |
| Credit Collateral | Vehicles / Real Estate / Equipment / Deposits / other liquid assets |
| Commission for issuing a loan | Not provided |
| Payment schedule | Free |
| Credit Repayment | Monthly by equal installments (Annuity) |
| Early Repayment | Full or partial, by calling the Bank or in your personal account |
| Grace period | Based on negotiation |
| Penalty fee for non-payment of the next payment | 0.1% per day of the payment amount |
For Individual entrepreneurs:
- A copy of the business certificate;
- A document confirming the identity of the borrower-a copy of the passport;
- Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast;
- Documents related to the Collateral;
- Other documents required by the Bank;
For Organizations and small businesses:
- A copy of the company's Bylaw and constituent documents;
- A copy of the certificate of a legal entity registered by local authorities;
- A copy of the license (if the activity requires);
- Financial statements (balance sheet, statement of financial results, statement of accounts receivable and payable, as well as acts of reconciliation of debts for a period of more than 90 days) for the last reporting period;
- Documents related to the Collateral;
- Other documents required by the Bank;
