Mortgage "Baxtli oila" - JSC «POYTAXT BANK»

Currency	buy	sell	CBU
USD	12500	12600	12559.26
EUR	13000	14500	14413.01
GBP	15000	18000	16857.04
JPY	60	100	86.35
CHF	13000	16000	15366.77
RUB	100	170	160.17

Currency

buy

sell

CBU

USD

12500

12600

12559.26

EUR

13000

14500

14413.01

GBP

15000

18000

16857.04

JPY

100

86.35

CHF

13000

16000

15366.77

RUB

100

170

160.17

Currency	buy	sell	CBU
USD	12300	12600	12559.26

Currency

buy

sell

CBU

USD

12300

12600

12559.26

About loan

Target Audience (Segments)	Citizens of the Republic of Uzbekistan with an official source of monthly income
Loan Purpose	Purchase of apartments in multi-storey buildings on the primary housing market
Loan Amount	* Republic of Karakalpakstan and regions — up to 330.0 million UZS;
Loan Amount	* Tashkent city — up to 420.0 million UZS.
Loan Term	Initial payment	Interest rate
Up to 240 months (20 years)	21%	17%
Up to 240 months (20 years)	15%	17,5%
Loan repayment method	Annuity	differential
Grace Period	No	Up to 6 months

Loan terms

Annual interest rate

17%-17,5%

Maximum loan amount

UZS 420 mln

Credit term

20 years

Loan target

For the purchase of apartments in apartment buildings on the primary housing market

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Yes (6 months)

Tariffs for individuals

Size: 33.86 KB
Format: xlsx

Download file

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

Application form;
Original passport of the client (as well as, if applicable, of the co-borrower and individual guarantor) — a copy is made by the bank employee;
Contract for the purchase of the apartment concluded with the contracting organization;
Notification of subsidy approval (for individuals who received a positive decision on subsidy allocation);
Certificate confirming the formation of the initial payment by the borrower;
Certificate of completion of construction and registration of the property to be purchased (cadastral document);
Documents related to the loan collateral.

Requirements

Must be a citizen of the Republic of Uzbekistan, at least 18 years old and not yet of the officially established retirement age;
Must have a stable income and permanent employment for the past 6 months;
The borrower must have a positive credit history.

Security

When providing a loan for the purchase of apartments in multi-unit residential buildings:

The property being purchased;
Depending on the requirements of the credit policy — additionally, a third-party guarantee or a pledge of other liquid assets.

Calculate your loan

Minimum initial deposit

from 21 %

to 70 %

Necessary amount

10 000 000

soum

from 1 million soum

to 420 million soum

Loan term

100

from 1 month

to 240 month

Interest rate

from 17 %

to 17.5 %

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Average monthly payment *:

... soum

Full cost of the loan *:

... soum

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Annual interest rate:

...%

Issue a loan

Information sheet