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CurrencybuysellCBU
USD
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12980
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data from 24.01.2025 14:00:00
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data from 24.01.2025 14:00:00
...
Update date: ...

Mortgage "Baxtli oila"

NEW
Mortgage loan

On the conditions of granting mortgage loans at the expense of funds placed by the Ministry of Economy and Finance.

17%
Interest rate
20 years
Credit term
UZS 420 mln
Loan amount
Menu

About loan

Information

On the conditions for providing mortgage loans by "Poytaxt Bank" JSC, financed by the Ministry of Economy and Finance.

Loan amount:
  • In the cities and districts of the Republic of Karakalpakstan and regions: the maximum loan amount is 330 million UZS.
  • In Tashkent: the maximum loan amount is 420 million UZS.
Interest rate adjustment:
  • If the Central Bank's key rate decreases, the loan interest rate will decrease proportionally. If the key rate increases, the loan interest rate remains unchanged.
Down payment:
  • No less than 21% of the cost of the apartment being purchased or the individual housing being constructed (or reconstructed).
Co-borrower:
  • Co-borrowers with a stable income can be involved.

Loan terms

Annual interest rate
17%
Maximum loan amount
UZS 420 mln
Credit term
20 years
Loan target
For the purchase of apartments in apartment buildings on the primary housing market
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
Bank branch
Grace period
Yes (6 months)
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
Requirements

Borrower's income requirements:

  • Individuals with permanent income
Security
  • Collateral of purchased housing
  • In the case of construction and reconstruction of individual housing, if the borrower at the time of obtaining the loan provided another type of collateral, this housing is provided as loan collateral after completion of individual housing construction and registration of cadastral documents
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Minimum initial deposit
21
%
from 21 %
to 50 %
Necessary amount
10 000 000
soum
from 1 million soum
to 420 million soum
Loan term
100
mo
from 1 month
to 240 month
Interest rate
17
%
from 17 %
to 17 %
Repayment type:
Insurance expenses:
Notary expenses:
Collateral assessment costs:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
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Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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