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data from 02.12.2024 13:00:00
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16
Update date: 23 October 2024, 10:16

Yaxshi niyat

Consumer loan

This is a chance to get funds for the purchase of goods on very favorable terms.

28%
Interest rate
12 months
Credit term
Up to 100 (BCV)
Loan amount
Menu

About loan

"Poytaxt bank offers you a choice of consumer loans. The bank's specialists will help you calculate the most suitable option, taking into account your goal and financial possibilities. They will analyze your creditworthiness, propose the best terms and payment schedule, so that the loan corresponds to your needs and capabilities. With their help, you will be able to get the necessary amount on favorable terms and implement your plans.

Consumer credit is more profitable than goods in installments, as it offers more flexible terms and lower interest rates. With a consumer loan, you can choose the best repayment terms and get funds for purchases at once, without being limited to the offers of a particular seller.


Loan terms

Annual interest rate
28%
Maximum loan amount
Up to 100 (BCV)
Credit term
12 months
Loan target
To buy consumer goods
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
Yes (2 months)
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Passport
  • Certificate of income for the last at least 6 months
  • Contract with the store where the goods (services) are purchased
Requirements
  • The borrower must be a citizen of the Republic of Uzbekistan
  • Borrower's age: at least 18 years old
  • Availability of a payroll plastic card
Security
  • Insurance policy
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
15 000 000
soum
from 1 million soum
to 34 million soum
Loan term
7
mo
from 1 month
to 12 month
Interest rate
28
%
from 28 %
to 28 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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