Kelajak

About the deposit

The deposit is accepted: in cash or non-cash form.
The deposit is not capitalized.

• Can I replenish the existing deposit? - No
• Can I close early? - Yes, but there will be recalculation of 20% per annum on the deposit amount.
• Can I withdraw part of the money? - Yes, funds withdrawn early will be recalculated at the rate of 20% per annum if partially withdrawn before the end of the deposit term.

When opening a deposit is the right investment:

Risk reduction in investments

If you prefer to minimize investment risks, bank deposits offer guaranteed income and capital protection according to the Law of the Republic of Uzbekistan №360-II-son from 05.04.2002 all deposits of individuals are insured by the state fund of guaranteeing deposits of citizens in banks, which is a safe alternative to more risky investments.

Saving money

To store money safely and protect it from inflation, a bank deposit offers stable interest rates, which helps to preserve and increase capital.

Creating a reserve fund

To create a financial safety cushion in case of unexpected expenses, a bank deposit provides accessibility to funds and interest income.

Saving for specific purposes

For planning large purchases (e.g., a house, car) or saving for education, a deposit helps structure savings and generate additional income.

Pension savings

To form pension capital, the deposit allows you to safely save funds and receive regular interest income, which is especially important for people of retirement age.

Income replenishment

If you want to receive additional passive income, placing funds on the deposit provides regular interest payments.

Basic parameters and conditions for opening a deposit in a bank:

According to the legislation of the Republic of Uzbekistan, the following individuals can be depositors in banks:

• Citizens of Uzbekistan: Any citizens of the Republic of Uzbekistan with ID card have the right to open deposits in banks of the country from the age of 18.
• Foreign citizens and stateless persons: Foreign citizens also have the right to open deposits if they have legal grounds for staying on the territory of the country. This may be a visa, residence permit or other document confirming legal stay in Uzbekistan. Also, in order to make a deposit, it is necessary to provide your personal identification number of a physical person (State Services Center) and a document certifying the source of money.