Размер:
AAA
Цвет: CC
Изображения: Вкл.Выкл.
Обычная версия сайта
My bank
Exchange rates
  • At the exchange office
  • In the application
  • At an ATM
CurrencybuysellCBU
USD
12930
12990
12989.07
EUR
13000
14000
13474.86
GBP
15000
18000
16168.79
JPY
60
100
84.61
CHF
13000
16000
14265.86
RUB
90
150
138.17
data from 13.02.2025 14:00:00
CurrencybuysellCBU
USD
12930
12990
12989.07
data from 13.02.2025 14:00:00
CurrencybuysellCBU
USD
12600
12990
12989.07
data from 13.02.2025 14:00:00
...
Update date: ...

Optima

Cash desk
Currency: USD

The deposit is accepted in cash. The deposit is not capitalized.

Deposit replenishment
Partial withdrawal
6%
Annual rate
25 months
Deposit term
500 USD
Minimum amount of deposit
Menu

About the deposit

Annual deposit interest rate:

  • 6% p.a. - 25 months

The deposit is accepted in cash.
The deposit is not capitalized.

Can I replenish the existing deposit?         - Yes, it is possible to replenish.

Can I close it early? 

- Yes, but according to the recalculation of interest, depending on the date of deposit closing.

Can I withdraw part of the money? 

- Yes, partially withdrawn funds are recalculated at the rate:

  • up to 6 months, interest is calculated at the rate of 0% per annum;
  • from 6 months to 12 months - interest is charged at the rate of 3% per annum;
  • from 12 months to 18 months - interest is accrued at the rate of 4% per annum;
  • from 18 months to 24 months - interest is accrued at the rate of 5% per annum;

Note: These interest rates apply when the deposit is withdrawn while maintaining the principal amount.

When opening a deposit is the right investment:

Risk reduction in investments

If you prefer to minimize investment risks, bank deposits offer guaranteed income and capital protection according to the Law of the Republic of Uzbekistan №360-II-son from 05.04.2002 all deposits of individuals are insured by the state fund of guaranteeing deposits of citizens in banks, which is a safe alternative to more risky investments.

Saving money

To store money safely and protect it from inflation, a bank deposit offers stable interest rates, which helps to preserve and increase capital.

Creating a reserve fund

To create a financial safety cushion in case of unexpected expenses, a bank deposit provides accessibility to funds and interest income.

Saving for specific purposes

For planning large purchases (e.g., a house, car) or saving for education, a deposit helps structure savings and generate additional income.

Pension savings

To form pension capital, the deposit allows you to safely save funds and receive regular interest income, which is especially important for people of retirement age.

Income replenishment

If you want to receive additional passive income, placing funds on the deposit provides regular interest payments.

Main parameters and conditions for opening of a deposit in the Bank:

According to the legislation of the Republic of Uzbekistan, the following individuals may be bank depositors:

  • Citizens of the Republic of Uzbekistan: Any citizens of the Republic of Uzbekistan, subject to the availability of the ID Card, have the right to open deposits in the banks of the country from 18 years of age.
  • Foreign citizens and stateless persons: Foreign citizens also have the right to open a deposit if there are legal grounds for staying in the country. This may be the presence of a visa, residence permit or other document confirming legal stay in Uzbekistan. Also, to open a deposit, you must provide your PINFL (Single Window) and a document certifying the source of funds.

Terms of the Deposit

Annual rate
6%
Minimum amount of deposit
500 USD
Deposit currency
USD
Type of deposit
Saving account
Deposit term
25 months
Extra funding
Available
Interest payment
Monthly
Capitalization
Not available
Partial withdrawal
Available
Making a deposit
bank branch
Return of deposit
Upon the expiration of the deposit term, the funds are transferred in cash or non-cash form to the depositor’s account, based on their request.
Early withdrawal of full deposit

If the minimum deposit amount is maintained, the refunded amount is calculated as follows:

• Up to 6 months – 0% per annum

• From 6 to 12 months – 3% per annum

• From 12 to 18 months – 4% per annum

• From 18 to 24 months – 5% per annum

Size: 33.86 KB
Format: xlsx
Information sheet
Download the Information sheet about the main deposit conditions
Deposit repayment 100% guaranteed
In the Republic of Uzbekistan, The Guarantee Fund of Deposits of the citizens in Banks ensures the stability of the banking system and guarantees the return of deposits.
FAQs
Still have questions? You can take a look at our Q&A database.

Calculate the return on investment

Deposit amount
200 000
$
from 500 $
to 1 million $
For a term
12
mo
from 1 month
to 25 month
Deposit income *:
... $
Total amount *:
... $
* The calculation is preliminary. The exact conditions for the deposit will be provided to you by the Bank based on the results of consideration of the application
Annual interest rate:
...
How can I make a deposit?
1
To fill out an application
It takes about 5 minutes on average
2
Wait for approval
We will make a decision within 15 minutes
3
Make profit
Generate profit after depositing an amount into your bank account.

Terms and Conditions

Required documents
  • Passport or ID card
  • Visa, residence permit and a document certifying the source of funds
Requirements
  • Citizens of the Republic of Uzbekistan
  • Foreign citizens and stateless persons
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
Other deposits
Mustahkam
Currency: UZS
23%
Annual rate
Up to 25months
Deposit term
Deposit replenishment
Partial withdrawal
High level
Cash desk
Currency: USD
6-7%
Annual rate
13-25 months
Deposit term
Partial withdrawal
Kelajak
Currency: UZS
23%
Annual rate
Up to 13 months
Deposit term
Partial withdrawal
Birgalikda
Action
Currency: UZS
25%
Annual rate
Up to 24 months
Deposit term
Partial withdrawal
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
Click to listen highlighted text!Powered by X