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Format: xlsx
| № | Services provided by the bank | Fee / Tariff |
| I. Tariffs for client account services and loans | ||
| 1. Fees charged for bookkeeping services and opening bank accounts | ||
| 1.1 | Opening a primary (or, for a client of another bank, a secondary) demand deposit account in national currency | Free of charge |
| 1.2 | Opening and maintaining accounts for banking products (loans, leasing, and factoring) | Free of charge |
| 1.3 | Opening and re-registering secondary or other accounts for a bank client (in the event of a change in ownership form or reorganization) | Free of charge |
| 1.4 | Closing demand deposit, secondary, and similar accounts | Free of charge |
| 1.5 | Fees for payments to other banks | From 0.1% to 0.4% |
| 1.6 | (Set individually in agreement with the client and stipulated in the agreement prior to the commencement of service) | |
| 1.7 | Money transfers within JSC "POYTAXT BANK" | Free of charge |
| 1.8 | For each electronic payment initiated by the client | Free of charge |
| 1.9 | Preparation and processing of documents when a client switches to another bank | Free of charge |
| 1.10 | Transfer of taxes and other mandatory payments from accounts | Free of charge |
| 1.11 | Opening a letter of credit account | 1 time the base calculating amount (BCA) + VAT |
| 1.12 | Amending terms of or canceling a letter of credit account | 1 time the base calculating amount (BCA) + VAT |
| 1.13 | Confirmation of a letter of credit account | Free of charge |
| 1.14 | Provision of information not covered by bank secrecy (exchange rates, bank interest rates, repaid loan debt of an enterprise, etc.) | Free |
| 1.15 | Issuance of a certified certificate upon the client's request regarding transactions performed on accounts, Card Index-2 (K-2), loan indebtedness, and account balances (except for information required to be provided to the client free of charge in accordance with legislation) | 40,000 UZS + VAT |
| Amendment of account details based on constituent documents | Free | |
| 2.1 | 2. Fees charged for cash management services | |
| 2.2 | Cash withdrawal/disbursement (wages and equivalent payments) | 1% of the amount |
| 2.3 | Cash withdrawal/disbursement, excluding wages and equivalent payments | 1% of the amount |
| 2.4 | Cash withdrawal/disbursement within the limits of deposited cash proceeds | 0.5% of the amount |
| 2.5 | Cash withdrawal via checkbook by legal entities and individual entrepreneurs from funds credited to a demand deposit account against a loan | 1% of the amount |
| 2.6 | Acceptance and recounting of cash collection proceeds | Free |
| 2.7 | Registration of a cash checkbook | Free |
| Issuance of a replacement checkbook for a lost one | 150,000 UZS + VAT | |
| 3.1 | 3. Fees charged for interactive services | |
| 3.2 | Connection and setup of Internet banking services | Free |
| 3.3 | Monthly fee for Internet banking services | 50,000 UZS + VAT |
| 3.4 | Provision, connection, and configuration of an "i-key" electronic security key | Free |
| 3.5 | Service fee for replacing or reissuing "i-key" electronic keys if damaged or lost due to customer negligence | 650,000 UZS |
| 3.6 | SMS banking operations (per phone number) | 25,000 + VAT |
| 3.7 | Mobile banking monthly fee | Free of charge |
| 3.8 | SMS notification service operations | Free of charge |
| Specialist call-out for reconfiguring Internet Banking and Mobile Banking software | Free of charge | |
| 4.1 | 4. Fees charged for loan provision and servicing | |
| 4.2 | Opening a loan account | Free of charge |
| 4.3 | Loan account maintenance | Free of charge |
| 4.4 | One-time fee for loan document review following approval by the Credit Committee (excluding credit lines) | Free of charge |
| 4.5 | Collateral registration | Free of charge |
| 4.6 | Full or partial release of collateral | Free of charge |
| 4.7 | Loan monitoring | Free of charge |
| 4.8 | Amending the commercial terms of the loan agreement at the customer's request (except where required by law or the Central Bank) | 5 times the BCA + VAT |
| 4.9 | Transfer (sale) of the outstanding loan balance to another bank | Free of charge |
| 4.10 | Inquiries obtained from the credit bureau | Free of charge |
| 4.11 | Making an entry in the pledge registry | Free of charge |
| 4.12 | Commitment fee on the undrawn portion of an open credit line | Free of charge |
| 4.13 | Late payment penalty on overdue principal | Pursuant to the loan agreement |
| 4.14 | Late payment penalty on overdue interest | Pursuant to the loan agreement |
| Monthly loan administration fee | Free of charge | |
| 5.1 | 5. Service fees charged for plastic card servicing | |
| 5.2 | Opening a corporate plastic card (per 1 card) | 55,000 UZS + VAT |
| 5.3 | Corporate plastic card replacement | 55,000 UZS + VAT |
| 5.4 | Topping up a corporate plastic card | 0.5% of the amount |
| 5.5 | Cash withdrawal/spending from a corporate plastic card | Free |
| 5.6 | Placing a corporate plastic card on a stop-list (blocking) | Free |
| 5.7 | Unblocking/reactivating a blocked corporate plastic card | Free |
| 5.8 | Issuing an account statement for a corporate plastic card | 50,000 UZS + VAT |
| 5.9 | Monthly rental fee for the use of one payment terminal | 25,000 UZS + VAT |
| 5.10 | Repair of payment terminals damaged due to the customer's fault | Reimbursement of repair costs + (25% of the base calculated amount + VAT) |
| 5.11 | In the event that payment terminals are lost, stolen, destroyed, or rendered unusable due to the customer's fault | Reimbursement of the residual value of the lost or unusable terminal + |
| 5.12 | A fine of 25% of the base calculated amount | |
| 5.13 | Bank commission on payment terminal turnover | 0.2% of the transaction amount |
| Bank commission on E-POS terminals | Determined based on individual tariffs and stipulated in the agreement prior to service commencement | |
| Total commission for accepting payments via the UzQR system | 0.65% of the transaction amount. The commission is distributed among system participants in the order established by the UzQR system. | |
| 6.1 | II. Bank guarantee and suretyship services: | |
| 6.2 | 6. Bank guarantees and suretyships issued for participation in tenders and competitive bidding: | |
| 6.3 | Review of guarantee and suretyship documents | Free of charge |
| 6.4 | Bank guarantee issued against 100% cash collateral to secure the timely performance of the client's obligations | 1% of the guarantee amount, one-off, minimum 2,300,000 UZS + VAT. |
| 6.5 | Bank guarantee issued against liquid assets or securities pledged to secure the timely performance of the client's obligations | 2% of the guarantee amount, one-off, minimum 2,300,000 UZS + VAT. |
| 6.6 | Bank guarantee issued upon presentation of an insurance policy covering the risk of default on the client's obligations | 3% of the guarantee amount, one-off, minimum 2,300,000 UZS + VAT. |
| 6.7 | Amendment of the amount, extension of the validity period, or cancellation of a bank guarantee or suretyship (tender guarantee) | 2,500,000 UZS + VAT |
| Bank guarantee and suretyship issued for participation in tenders and competitive bidding in national currency (regardless of collateral type). | Regardless of collateral type, 3% of the guarantee amount, one-off, minimum 12,000,000 UZS + VAT. This tariff applies to tender guarantees separately from the tariffs specified in clauses 6.2–6.4. Tariffs set forth in Appendix 2 apply to tender guarantees in foreign currency. | |
| 7.1 | Advising or transferring guarantees to another bank without bank commitment | 1,250,000 UZS + VAT |
| 7.2 | 7. For advance payments, performance of contractual obligations, and other guarantees and suretyships: | |
| 7.3 | For a bank guarantee issued against 100% cash collateral securing the timely performance of the client's obligations | 1% of the guarantee amount |
| 7.4 | (minimum UZS 2,500,000 + VAT) |
| № | Services provided by the bank | Tariff |
| 1. Maintenance of current accounts | ||
| 1.1 | Opening and maintaining an account | Free of charge |
| 1.2 | Issuance of an account statement | Free of charge |
| 1.3 | Provision of information and duplicates from archival documents (account statements, SWIFT notifications certified by the bank), except for information required to be provided to the client free of charge in accordance with legislation | 50,000 UZS + VAT |
| 1.4 | Payment of interest on account balances | As per contract |
| 1.5 | SWIFT commission | 200,000 UZS + VAT |
| 1.6 | Reimbursement of postal and courier expenses | Based on postal and courier service rates + VAT |
| 2. Money transfers | ||
| 2.1 | Transfer of the client's foreign currency funds outside the Republic of Uzbekistan | 0.15% of the transfer amount (min. 300,000 UZS + VAT - max. 3,000,000 UZS + VAT) + (SWIFT commission + VAT) + reimbursement of correspondent bank fees |
| 2.2 | Transfer of the client's foreign currency funds within the Republic of Uzbekistan: | |
| 2.2.1 | Transfers within the Republic of Uzbekistan | SWIFT commission + VAT |
| 2.2.2 | Transfer of funds to the client's own accounts opened with POYTAXT BANK | Free of charge |
| 2.2.3 | Account closure and transfer of balance to another bank | Account closure is free of charge; 0.1% of the amount for transferring remaining funds + SWIFT commission + VAT |
| 2.2.4 | Transfer of funds to accounts of other enterprises opened in other banks of the Republic of Uzbekistan | SWIFT fee + VAT |
| 2.3 | Sending inquiries, making additions, amending terms, and recalling payments executed upon the remitter's instructions | 150,000 UZS + VAT + reimbursement of correspondent bank commission |
| 2.4 | Crediting funds to the customer's account | Free of charge |
| 2.5 | Commission fee for processing payment orders submitted in hard copy | 50,000 UZS + VAT |
| 2.6 | Providing GPI Tracker data upon customer request | 50,000 UZS + VAT |
| 3. Trade finance operations | ||
| 3.1 | Import letters of credit, including standby letters of credit: | |
| 3.1.1 | Execution of documents for opening a letter of credit | Free of charge |
| 3.1.2 | Payment under a letter of credit | Free of charge |
| 3.1.3 | Opening a letter of credit | 0.1% of the amount (per quarter or part thereof) |
| 3.1.4 | Amending the terms of a letter of credit (increasing the amount, extending the validity period, etc.) | (500,000 UZS + SWIFT fee) + VAT + reimbursement of correspondent bank commission |
| 3.1.5 | Acceptance and examination of each document required under the letter of credit | 50% of the BCA + VAT per document (documents required according to the terms of the letter of credit) |
| 3.1.6 | Cancellation of a letter of credit prior to its expiration | (200,000 UZS) + VAT + reimbursement of correspondent bank commission |
| 3.1.7 | Correspondence on documentary operations | 50,000 UZS + VAT per notification |
| 3.1.8 | Presentation of discrepant documents under the terms of a letter of credit | 150,000 UZS + VAT per document (at the client's request, this commission may be paid from the client's own funds or by the foreign partner in foreign currency at the CBU exchange rate on the payment date) |
| 3.2 | Export letters of credit: | |
| 3.2.1 | Crediting export proceeds | Free of charge |
| 3.2.2 | Pre-advising of a letter of credit | 125,000 UZS + VAT |
| 3.2.3 | Advising of a letter of credit | 250,000 UZS + VAT |
| 3.2.4 | Confirmation of a letter of credit: | 0.1% of the amount (per quarter or part thereof) |
| 3.2.5 | - covered | |
| 3.2.6 | - uncovered | |
| 3.2.7 | Reimbursement of other bank fees | As per contract |
| 3.2.8 | Reimbursement of foreign bank fees | |
| 3.2.9 | Reimbursement of local bank fees | |
| 3.2.10 | Receipt, examination, and dispatch of documents | (75,000 UZS + SWIFT fee for each document required under the terms of the letter of credit) + VAT + reimbursement of courier and postal expenses |
| Advising of an amendment or cancellation of letter of credit terms | 200,000 UZS + VAT | |
| 4.1 | Increase of the letter of credit amount or extension of validity | 0.1% of the amount (per quarter or part thereof) |
| 4.2 | - covered by the bank | |
| 4.3 | - uncovered by the bank | |
| 4.4 | Correspondence on documentary operations | 50,000 UZS + VAT per notification |
| 4.5 | Cancellation of a letter of credit | (1 BCA + SWIFT fee) + VAT |
| 4.6 | 4. Bank guarantee operations | |
| 4.7 | Issuance of a bank guarantee with cash cover in foreign currency | 0.1% of the amount + (SWIFT fee + VAT) |
| 4.8 | Amendment or cancellation of the terms of an issued bank guarantee | (UZS 2,500,000 + SWIFT commission) + VAT |
| Payment under a bank guarantee | Free of charge | |
| 5.1 | Confirmation/advising of bank guarantee terms | UZS 250,000 + VAT |
| 5.2 | Confirmation/advising of amendment or cancellation of bank guarantee terms | UZS 125,000 + VAT |
| 5.3 | Processing, verification, and dispatch of documents for receiving payment under a bank guarantee | (UZS 100,000 per document required under the terms of the bank guarantee + SWIFT commission) + VAT + reimbursement of courier and postal expenses |
| Verification of bank guarantee documents, key/signature specimen | UZS 250,000 + VAT | |
| 6.1 | Sending a SWIFT notification for bank guarantees | SWIFT commission + VAT per notification |
| 6.2 | 5. Conversion operations | |
| 6.3 | Purchase and sale of other currencies to business entities using the bank's own funds | At the prevailing exchange rate set by the bank at the time the transaction is executed. |
| 6.4 | Commission fee for processing applications submitted in paper form | UZS 50,000 + VAT |
| Transactions for the purchase and sale of one foreign currency for another foreign currency | At the prevailing exchange rate set by the bank at the time the transaction is executed. | |
| 7.1 | 6. Cash foreign currency transactions | |
| 7.2 | Acceptance of cash foreign currency (except Russian rubles) | Free of charge |
| Dispensing cash foreign currency to a legal entity | 0.5% of the amount | |
| 8.1 | Acceptance of cash Russian rubles and credited to clients' accounts | 2% of the amount |
| 8.2 | Acceptance and processing of worn-out/damaged foreign currency banknotes | 5% of the amount |
| 8.3 | 7. Operations with derivative financial instruments | |
| 8.4 | Execution of foreign currency purchase SWAP transactions by the Bank | According to the agreement |
| 8.5 | Execution of foreign currency sale SWAP transactions by the Bank | According to the agreement |
| 8.6 | 8. Servicing of foreign trade contracts | |
| 8.7 | Registration of an electronic certificate on export contract accounting in the FEIS (TSOYEAT) system | Free of charge |
| Registration of electronic certificates on export settlements in the Single Electronic Information System of Foreign Trade Operations (FEIS) | 50,000 UZS + VAT | |
| 9.1 | Transfer of foreign trade contracts to another bank based on the client's application | 100,000 UZS + VAT |
