Size: 14.32 KB
Format: xlsx
Format: xlsx
Poytaxt bank tomonidan jismoniy shaxslar uchun belgilangan bank tariflari jadvali
| № | Bank tomonidan ko'rsatiladigan xizmatlar | "Poytaxt bank" AJ |
| Omonat amaliyotlari | ||
| 1 | Omonat hisob raqam ochish | Bepul |
| 2 | Fuqarolar buyurtmasiga ko‘ra omonatlarni qidirish | Bepul |
| 3 | Omonat daftarchasini olish | Bepul |
| 4 | Yo‘qotilgan omonat daftarchasi o‘rniga dublikatini berish | BHMning 10 foizi |
| 5 | Mijoz o‘z kvitansiyasini yo‘qotganda, to‘lovlarni to‘laganligi haqida maʼlumotnoma berish | BHMning 10 foizi |
| 6 | Kredit asosiy qarzi va foiz to‘lovlari bo‘yicha bir martalik to‘lovlar | Bepul |
| 7 | Aliment to‘lash uchun to‘lovlar | Bepul |
| 8 | Jismoniy shaxslar tomonidan boshqa bir martalik to‘lovlarni amalga oshirish | "MUNIS" tizimi va "Poytaxt bank" ichida Bepul |
| Summadan 1 foiz | ||
| 9 | Omonat mablag‘larini boshqa bankka o‘tkazish | Bepul |
| 10 | Naqd pulsiz mablag‘larni omonatga kirim qilish | Bepul |
| 11 | Ish haqi va unga tenglashtirilgan to‘lovlarni plastik kartalardan naqd pulsiz mablag‘larni omonatga kirim qilish | Bepul |
| 12 | Omonat hisob raqamiga pul mablag‘larini tushirish | Bepul |
| 13 | Jismoniy shaxslarning pul mablag‘larini halqaro pul o‘tkazmalari orqali chet elga o‘tkazish | Xamkor bilan tuzilgan shartnomaga asosan (qatiy summa belgilangan bo‘lsa + QQS) |
| 14 | Jismoniy shaxsga xorijdan yoki O‘zbekistondagi boshqa tijorat banklaridan omonatiga kelib tushgan xorijiy valyutani naqd shaklda berish | Summadan 1 foiz |
| 15 | Omonat daftaridagi amaliyotlar va qoldig‘i haqida omonatchiga yoki omonatchining qonuniy vakiliga (DSQ, Elchixona va boshqalar) tasdiqlangan maʼlumotnoma berish | BHMning 10 foizi |
| Mijoz arizasiga ko‘ra omonat hisob raqamidan naqd pulsiz ko‘rinishda mablag‘larni o‘tkazish | ||
| 16 | Naqd pulda shakllantirilgan omonatlarni o‘tkazish | Bepul |
| 17 | Kredit so‘ndirishga | Bepul |
| 18 | Harakatsiz hisob raqamlariga | Bepul |
| 19 | Bir tizimdagi omonat hisob raqamlariga | Bepul |
| 20 | Boshqa tizimdagi omonat hisob raqamlariga | Summadan 0,5 foiz |
| 21 | Bir bank tasarrufidagi filiallarga boshqa banklardan kelib tushgan mablag‘lar talab qilib olinguncha, muddatli va jamg‘arma omonatlariga o‘tkazish | Bepul |
| 22 | Dividend, ijara, xomiylik, sug‘urta, gonarar va boshqa ko‘rinishida kelib tushgan mablag‘larni chiqarish | Summadan 0,5 foiz |
| Kassa xizmatlari | ||
| 23 | Oylik va unga tenglashtirilgan to‘lovlar | Bepul |
| 24 | Omonat foizlari va asosiy summasi | Bepul |
| 25 | Homiylik mablag‘lari | Bepul |
| 26 | Xo‘jalik yurituvchi subʼektlarni yopilishi natijasida kelib tushgan jismoniy shaxsning ulushini berish | Summadan 1 foiz |
| 27 | Jismoniy shaxslarga ipoteka krediti olish uchun boshlang‘ich badali qaytarib berilganda | Bepul |
| 28 | Jismoniy shaxslarga ipoteka krediti orqali sotilgan uylar uchun kelib tushgan mablag‘larni omonat hisobvaraqlaridan berish | 1% |
| 29 | Jismoniy shaxslarning tadbirkorlik faoliyatiga bog‘liq bo‘lmagan naqdsiz daromadlarni omonatdan berish | 1% |
| 30 | Sud ijrosi muassasasi tomonidan ijro talabnomasiga asosan kelib tushgan mablag‘larni omonat hisobvaraqlaridan berish | 0,5 % |
| 31 | Sud qarori ijrosi natijasida kelib tushgan garov pullarini fuqarolarga omonat hisobvaraqlaridan berish | 0,5 % |
| 32 | Naqdsiz kelib tushgan boshqa mablag‘larni, shu jumladan, omonat hisobvaraqlaridan kelib tushgan mablag‘larni omonat hisobvaraqlaridan berish bo‘yicha | 1% |
| 33 | Bir tizimdagi banklarning boshqa filiallaridan omonatlarni yechib olish | Bepul |
| 34 | Jismoniy shaxslarga Mikroqarz kreditlaridan kelib tushgan mablag‘larni omonat hisobvaraqlaridan berish | Summadan 1 foiz |
| Jismoniy shaxslarga xorijiy valyutada xizmat ko‘rsatish | ||
| 35 | Mijoz hisob raqamidan naqd xorijiy valyuta yechib berish | 0,5% |
| 36 | Naqd pulda shakllantirilgan omonatni berish | Bepul |
| 37 | Naqdsiz tushgan bir valyutani boshqa valyutaga almashtirish | Summadan 1 foiz |
| Valyuta ayirboshlash amaliyotlari | ||
| 38 | Valyuta ayirboshlash shaxobchalari orqali bir xorijiy davlatning naqd chet el valyutasini boshqa davlatning naqd valyutasiga almashtirib berish (konversiya) VASH orqali | Amaldagi sotib olish va sotish kursida |
| 39 | Valyuta ayirboshlash shoxobchasida shikastlangan muomalaga yaroqli chet el valyutasini shikastlanmagan shu turdagi chet el valyutasiga almashtirib berish yoki milliy valyutaga ayirboshlash: | Nominal summasidan 5 foiz |
| 40 | Shikastlangan muomalaga yaroqsiz banknotalar valyuta ayirboshlash shoxobchasi tomonidan inkassoga emitent bankka jo‘natish uchun qabul qilish: |
Summadan 5 foiz + Xorijiy bankka to‘lanadigan xarajatlarni qoplagan holda |
| 41 | Valyuta ayirboshlash shoxobchasida yirik chet el valyutasini o‘sha davlatning chet el valyutasiga maydalab berish yoki mayda chet el valyutasini o‘sha davlatning chet el valyutasiga yiriklab berish amaliyotlarini amalga oshirish | 0,5% |
| Pul o‘tkazmalari | ||
| 42 | Respublikadan tashqaridagi oddiy o‘tkazmalar | 0,1% ( maksimal 2 000 000 so'm, shu jumladan QQS) + SWIFT xizmati+hamkor bank xarajatlari |
| 43 | To‘lov topshiriqnomalar qabul qilinganidan so‘ng, to‘lov shartlarining o‘zgarishi | 100 000 so'm QQS bilan + hamkor bank xarajatlari |
| 44 | O‘tkazmaning bekor qilinishi va orqaga qaytarilishi | 100 000 so'm QQS bilan + hamkor bank xarajatlari |
| Plastik kartochkalariga xizmat ko‘rsatishda undiriladigan xizmat haqlari | ||
| 45 | Ish haqi, stipendiya, pensiya, nafaqa, stipendiya uchun so‘m plastik kartochka ochish | Bepul |
| 46 | Umumiy tartibda so‘m plastik kartochkalar ochish 1 karta uchun | Uzkard-40 000 so'm |
| Humo-40 000 so'm | ||
| Kids karta-35 000 so'm | ||
| 47 | So‘m plastik kartochkani muddati o‘tganda almashtirish | Uzkard-40 000 so'm |
| Humo-40 000 so'm | ||
| Kids karta-35 000 so'm | ||
| 48 | So‘m plastik kartochka yo‘qotilgan yoki shikastlanganda | Uzkard-40 000 so'm |
| Humo-40 000 so'm | ||
| Kids karta-35 000 so'm | ||
| 49 | So‘m plastik kartochkani nakd pulda xamda ish haqi va unga tenglashtirilgan to‘lovlardan to‘ldirish | Bepul |
| 50 | So‘m plastik kartochkaga boshqa maqsadlar xisobidan kirim qilish | Bepul |
| 51 | So‘m plastik kartochkadan naqd pul berish summadan | Bank qoshidagi va bankdan tashqaridagi kassalar orqali barcha plastik kartalardan naqd pul berish summadan - 0,5 foiz ; |
| Bankomatlardan naqd pul berish summadan - 1 foiz | ||
| 52 | So‘m plastik kartochkadan pul o‘tkazmalarini amalga oshirish (mobil ilovalardan tashkari) | Bepul |
| 53 | So‘m plastik kartochkani blokka ko‘yish | Bepul |
| 54 | So‘m plastik kartochka blokka tushgan holda qayta aktivlashtirish | Bepul |
| Kobeydj (Uzcard va UnionPay International to‘lov tizimida ishlovchi) kartalari bo‘yicha ko‘rsatiladigan xizmatlar uchun tariflar | ||
| 55 | Kobeydj kartani chiqarish | 30 000 so'm |
| 56 | Kobeydj karta bo‘yicha sug‘urta depoziti | mavjud emas |
| 57 | Kobeydj kartani amal qilish muddati tugaganda, karta yo‘qolganda yoki yaroqsiz holatga keltirilganda yangi karta chiqarish | 30 000 so'm |
| 58 | Kobeydj kartani global stop-listga kiritish | 60 000 so‘m + QQS |
| 59 | Kobeydj kartalaridan naqd pul berish | "Poytaxt bank" AJ kassasi orqali summadan - 0,5 foiz, bankomatlar orqali summadan 1 foiz |
| 60 | Kobeydj kartadan O‘zbekiston hududidan tashqaridagi bankomatlardan naqd pul yechish | 1 foiz yoki kamida 15 000 ming(+QQS) so‘m + xorijiy bank komissiyasi |
| 61 | Boshqa banklar bankomatlaridan kobeydj karta qoldig‘i bo‘yicha maʼlumot olish | 5 000 so‘m + QQS |
| UnionPay Intenational xalqaro kartalarini muomalaga chikarish va xizmat ko‘satish bo‘yicha tariflar | ||
| UnionPay Classic plastik kartalari | ||
| 62 | Kartani muomalaga chiqarish (1 sutkada) | 25 000 so‘m + QQS |
| 63 | Karta yo‘qolganda yoki yaroqsiz xolga kelganda qayta muomalaga chiqarish | 25 000 so‘m + QQS |
| 64 | Amal qilish muddati tugagandan so‘ng qayta muomalaga chiqarish | Bepul |
| 65 | 1 soat ichida kartani muomalaga chiqarish | Bepul |
| 66 | Sug‘urta depoziti | 5 USD + QQS |
| 67 | Xisob raqamga xizmat qo‘rsatish oylik - yillik to‘lovi | Bepul |
| 68 | Mijoz arizasiga asosan kartani bloklash | Bepul |
| 69 | Karta orqali tovar va xizmatlar uchun to‘lov (karta xisob raqamidan olinadi) | tranzaksiya summasidan 0,5 foiz (min 0,5 USD+QQS) |
| 70 | Boshqa bank bankomatlari va terminallaridan naqdlashtirish (karta xisob raqamidan olinadi) | tranzaksiya summasidan 0,5 foiz (min 0,5 USD+QQS) |
| 71 | Poytaxt bank bankomatlari va terminallaridan naqdlashtirish (karta xisob raqamidan olinadi) | tranzaksiya summasidan 0,5 foiz (min 0,5 USD+QQS) |
| 72 | Sms xizmati (mobil kompaniya tarifiga asosan) | Bepul |
Size: 7.53 KB
Format: xlsx
Format: xlsx
| № | Services provided by the bank | Fee |
| I. Deposit operations | ||
| 1 | Opening a deposit account | Free of charge |
| 2 | Providing deposit information upon request of citizens | Free of charge |
| 3 | Issuance of a passbook | Free of charge |
| 4 | Issuance of a duplicate to replace a lost passbook | 10% of the BCA (inclusive of VAT) |
| 5 | Issuance of a certificate of payment in case the client loses their receipt | 10% of the BCA (inclusive of VAT) |
| 6 | One-time payments towards the client's loan principal and interest at POYTAXT BANK | Free of charge |
| 7 | One-time payments towards loan principal and interest at other banks | 2% of the amount |
| 8 | Alimony payments | Free of charge |
| 9 | Other one-time payments made by individuals | Within the "MUNIS" system and "POYTAXT BANK" |
| Free of charge | ||
| In all other cases, 2% of the amount | ||
| 10 | Crediting non-cash funds to a deposit account | Free of charge |
| 11 | Crediting funds to a deposit account | Free of charge |
| 12 | Outbound international money transfers by individuals | According to the agreement with partners |
| (if a fixed amount is set + VAT) | ||
| 13 | Cash withdrawal by an individual of foreign currency received into their deposit account from abroad or from other commercial banks in Uzbekistan | 1% of the amount |
| 14 | Issuance of certified certificates/statements on banking operations, accounts, deposits, and loans upon the customer's request (excluding information that must be provided to the consumer free of charge in accordance with legislation) | 10% of the BCA (including VAT) |
| 15 | Service fee for cash deposit and withdrawal transactions (ESCROW) | Free of charge |
| 16 | Service fee for non-cash incoming and cash outgoing transactions (ESCROW) | Free of charge |
| 17 | Service fee charged for cash withdrawal of non-cash funds received from another bank (ESCROW) | Free of charge |
| 18 | One-time fee for execution of an ESCROW agreement, account opening, and maintenance for real estate | 50% of the BCA (including VAT) |
| 19 | One-time fee for execution of an ESCROW agreement, account opening, and maintenance for vehicles | 25% of the BCA (including VAT) |
| 20 | Pay-out of a deposit placed in cash | Free of charge |
| 21 | Exchange of non-cash foreign currency received into another foreign currency (conversion operation) | 1% of the amount |
| II. Non-cash transfer of funds from a deposit account based on the customer's application | ||
| 22 | Transfer of the down payment (amount) formed for loans obtained from POYTAXT BANK to an account in another bank | Free of charge |
| 23 | Directing funds towards loan repayment | Free of charge |
| 24 | Transfer of funds from demand deposit accounts to dormant accounts | Free of charge |
| 25 | Transfer to other deposit accounts within the bank | Free of charge |
| 26 | Transfer of funds from demand deposit accounts opened with POYTAXT BANK to accounts opened with other banks | 0.5% of the amount |
| III. Cash withdrawal from deposit accounts | ||
| 27 | For withdrawals of wages and equivalent payments | 0.5% of the amount |
| 28 | Withdrawal of deposit interest and principal amount | Free of charge |
| 29 | Cash payout of sponsorship and social assistance funds credited to deposits by local authorities (hokimiyat) | Free of charge |
| 30 | Payout of funds received as a result of the liquidation of economic entities | 1% of the amount |
| 31 | Refund of mortgage loan down payment amounts to individuals | Free of charge |
| 32 | Cash payout of loan funds disbursed by POYTAXT BANK via bank cash desks | Free of charge |
| 33 | For funds received from loans disbursed by other banks | 1% of the amount |
| 34 | Payout of funds received pursuant to enforcement of a court judgment | 0.5% of the amount |
| 35 | Payout of other non-cash receipts, including funds received from deposit accounts | 1% of the amount |
| IV. Foreign exchange operations | ||
| 36 | Exchange (conversion) of cash foreign currency of one foreign country into cash foreign currency of another country through currency exchange booths (VASH) | At the prevailing buying and selling exchange rates |
| 37 | Exchanging damaged foreign currency fit for circulation for undamaged foreign currency of the same type, or exchanging it for national currency at currency exchange booths: | 5% of the face value |
| 38 | Acceptance of damaged banknotes unfit for circulation by currency exchange booths for collection to be forwarded to the issuing bank: | 5% of the amount + |
| reimbursement of expenses payable to the foreign bank | ||
| 39 | Performing transactions at currency exchange booths to break down large-denomination foreign currency into smaller denominations of the same currency, consolidate small denominations into larger denominations of the same currency, or exchange foreign currency for newly issued banknotes of the same currency | 0.5% of the amount |
| 40 | Recounting foreign currency cash using banknote sorting machines and verifying its security features at POYTAXT BANK cash desks. The service result does not constitute an expert opinion or official confirmation of the currency's authenticity, and no certificate or other supporting document shall be issued. | UZS 1,000 per banknote |
| V. Money Transfers | ||
| 41 | Outbound transfers from the Republic | 0.15% of the amount (minimum UZS 336,000 incl. VAT) + (SWIFT fee + VAT) + reimbursement of correspondent/partner bank fees |
| 42 | SWIFT commission | UZS 224,000 (including VAT) |
| 43 | Amendment of payment details/terms after payment orders have been accepted | UZS 168,000 (including VAT) + reimbursement of partner bank fees |
| 44 | Cancellation and recall/reversal of transfer | 168,000 UZS (including VAT) + reimbursement of partner bank fees |
| VI. Service fees charged for servicing plastic cards | ||
| 45 | Opening a soum plastic card for salary, stipend, pension, allowance, or scholarship | Free of charge |
| 46 | Standard opening of soum plastic cards (per card) | Uzcard - 40,000 UZS including VAT |
| Humo - 40,000 UZS including VAT | ||
| Kids card - 35,000 UZS including VAT | ||
| 47 | Replacement of an expired soum plastic card | Uzcard - 40,000 UZS including VAT |
| Humo - 40,000 UZS including VAT | ||
| Kids card - 40,000 UZS including VAT | ||
| 48 | Replacement of a lost or damaged soum plastic card | Uzcard - 40,000 UZS including VAT |
| Humo - 40,000 UZS including VAT | ||
| Kids card - 35,000 UZS including VAT | ||
| 49 | Crediting/topping up a soum plastic card in cash, or from salary and equivalent payments | Free of charge |
| 50 | Crediting a soum plastic card from other sources/for other purposes | Free of charge |
| 51 | Cash withdrawal from a soum plastic card (% of amount) | Cash withdrawal from all plastic cards via on-site and off-site bank cash desks - 0.5% of the amount; |
| Cash withdrawal from ATMs - 1% of the amount | ||
| 52 | Cash withdrawal from bank employees' salary cards | Free of charge |
