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Microloan

Microloan

A convenient and easy microloan for any purpose.

From 26% to 30%
Interest rate
up to 36 months
Credit term
Up to 100 000 000 UZB
Loan amount
Menu

About loan

A microloan is a monetary fund provided by a bank to individuals for up to 100,000,000 UZS based on the borrower’s average monthly salary (income) and under the conditions of repayment, payment ability, collateral, and term.


For individuals who have a monthly income:

Loan amount

It is issued in an amount not exceeding 100 000 000,00 (one hundred million) soums.

Loan term

12 months

24 months

36 months

Interest rate

28%

30%

32%

Initial payment

no

Loan repayment method

Annuity, differential

Grace period

no


Microloans are provided to self-employed individuals with liquid movable or immovable property as collateral, in accordance with the current Credit Policy.

A microloan is provided to individuals in the national currency, "so'm," either by transferring funds to a bank card in a non-cash form or in cash.

The client's loan payments must not exceed 50% of their average monthly income.

It is important to carefully calculate your repayment terms before taking out a loan. Contact the bank's specialists for detailed advice and to choose the best loan terms. Proper financial planning will ensure excellent results and help you to use the loan to its maximum benefit.

Loan terms

Annual interest rate
From 26% to 30%
Maximum loan amount
Up to 100 000 000 UZB
Credit term
up to 36 months
Loan target
Non-purpose
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
No
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application;
  • Document confirming the identity of the microloan borrower (passport or military ID for military personnel);
  • Documents regarding the collateral, provided by the client.

For self-employed individuals:
  • Liquid movable property collateral is accepted as loan security.







Requirements
  • Microloans are issued to citizens of the Republic of Uzbekistan who have reached 18 years of age and have not reached the retirement age established in our country;
  • A certificate of income for the last at least 6 months or a certificate of self-employment, along with payment information;
  • The debt burden on microloans should not exceed 50 percent.
Security

  • Personal guarantee;
  • Loan repayment risk insurance policy;
  • Movable or immovable property collateral.









How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
40 000 000
soum
from 1 million soum
to 100 million soum
Loan term
20
mo
from 1 month
to 36 month
Interest rate
28
%
from 28 %
to 32 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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