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USD
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12875
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data from 13.12.2024 11:30:00
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30
Update date: 5 November 2024, 11:52

Microloan

Microloan

Microloan - a step towards financial independence.

28-34%
Interest rate
12-36 months
Credit term
Up to UZS 100 mln.
Loan amount
Menu

About loan

Micro-loans from a bank are for small amounts with high interest rates and short repayment periods. They are characterized by quick processing, accessibility for clients with a good credit history and may require collateral in the form of a surety or pledge. This type of loan helps solve short-term financial needs, but requires careful planning and timely repayment to avoid additional expenses and improve credit rating.

A microloan is not just financing, but a tool to achieve your financial goals.

"Poytaxt bank" offers you a microcredit up to UZS 100 million on affordable terms.

For individuals who have a monthly income:
Interest rate: 28-32%

  • up to 12 months - 28%
  • up to 24 months - 30%
  • up to 36 months - 32%

For persons with no monthly income:
Interest rate: 30-34%

  • up to 12 months - 30%
  • up to 24 months - 32%
  • up to 36 months - 34%
It is important to carefully calculate your repayment terms before taking out a loan. Contact the bank's specialists for detailed advice and to choose the best loan terms. Proper financial planning will ensure excellent results and help you to use the loan to its maximum benefit.

Loan terms

Annual interest rate
28-34%
Maximum loan amount
Up to UZS 100 mln.
Credit term
12-36 months
Loan target
Non-purpose
Submission form
Cash, By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
No
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents

For individuals who have a monthly income:

  • Passport
  • Certificate of income for the last at least 6 months

For persons with no monthly income:

  • Passport
  • Pledge of property
Requirements
  • The borrower must be a citizen of the Republic of Uzbekistan
  • Borrower's age: at least 18 years old
  • Availability of required documents
Security

For individuals who have a monthly income:

  • Up to UZS 50 million: insurance of non-repayment of the loan, guarantee from a 3rd party
  • From UZS 50 million to UZS 100 million: pledge of liquid property

For persons with no monthly income:

  • Pledge of liquid property.
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
40 000 000
soum
from 1 million soum
to 100 million soum
Loan term
20
mo
from 1 month
to 36 month
Interest rate
28
%
from 28 %
to 32 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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