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data from 29.11.2024 16:00:00
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Microloan "First Step to Business" 1

Microloan

For individual entrepreneurs without official income, wishing to start their own business.

28%
Interest rate
Up to 12 months
Credit term
Up to 5 mln. soums
Loan amount
Menu

About loan

An important part of the loan decision-making process is consulting with the bank's experts. Our experts have extensive experience with credit histories and financial planning. They will help you understand the conditions of various credit products, assess your financial possibilities and choose the best solution. Consultation with a specialist will allow you to avoid unnecessary risks and take advantage of all the benefits of credit, preserving financial stability and confidence in the future.

In accordance with the Decree of the President of the Republic of Uzbekistan from January 9, 2024 № PP\7 "On the Program of assistance to the creation of new jobs and employment in 2024 "Poytaxt bank" offers the residents of Uzbekistan new types of microloans.

Loan terms

Annual interest rate
28%
Maximum loan amount
Up to 5 mln. soums
Credit term
Up to 12 months
Loan target
To make payments on the directions registered in the tax inspection by transferring money to the plastic card of the client opened in the bank
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
No
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Passport
  • Self-employment certificate through my.gov.uz system
Requirements
  • The borrower must be a citizen of the Republic of Uzbekistan
  • Borrower's age: at least 18 years old
Security
  • Не требуется
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
3 000 000
soum
from 500 thousand soum
to 5 million soum
Loan term
6
mo
from 1 month
to 12 month
Interest rate
28
%
from 10 %
to 50 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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