About loan
Borrower's Age |
- A citizen of the Republic of Uzbekistan who is at least 18 years old and not older than 60 years (inclusive) with a permanent income source and employment. |
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Loan Amount |
- Up to 100 million UZS |
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Type of Loan |
-Microloan |
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Currency |
-UZS |
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Loan Term |
- Up to 36 months |
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Grace Period |
- Not available |
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Interest Rate |
Up to 12 months-26%; |
Up to 24 months-28%; |
Up to 36 months-30%. |
Loan Security |
- For amounts up to 100 million UZS: credit non-repayment insurance policy from an insurance company or a third-party guarantee. |
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- Collateral in the form of liquid movable or immovable property. |
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- The collateral must amount to at least 125% of the loan sum. |
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Loan Repayment Procedure |
-In annuity or differential forms (principal and accrued interest are repaid once a month on the 1st day of the month). |
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Income Requirements for Borrowers |
-Employees of legal entities participating in the salary project at JSC "Poytaxt Bank" (individuals with regular official income and a stable workplace for the last 6 months). |
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Debt-to-Income Ratio |
-Debt-to-income ratio: 50% |
Loan terms
Format: xlsx

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.
Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

