Размер:
AAA
Цвет: CC
Изображения: Вкл.Выкл.
Обычная версия сайта
My bank
Exchange rates
  • At the exchange office
  • In the application
  • At an ATM
CurrencybuysellCBU
USD
12500
12600
12559.26
EUR
13000
14500
14413.01
GBP
15000
18000
16857.04
JPY
60
100
86.35
CHF
13000
16000
15366.77
RUB
100
170
160.17
data from 20.06.2025 11:00:00
CurrencybuysellCBU
data from 20.06.2025 11:00:00
CurrencybuysellCBU
USD
12300
12600
12559.26
data from 20.06.2025 11:00:00
...
Update date: ...

Microloan in the Salary Project

Microloan

It is provided to employees of organizations with a permanent source of income who have opened an account with JSC "Poytaxt Bank" and have been operating for no less than 6 months.

From 26% to 30%
Interest rate
up to 36 months
Credit term
Up to 100,000,000 UZB
Loan amount
Menu

About loan

A microcredit is a loan provided to workers, participants in the monthly salary project and system of JSC "Poytakht Bank", in the amount of up to 100 000 000 soums, to the borrower from the average monthly salary (doxoda), under the conditions of repayment, payment ability, security and urgency.

Loan amount

Vydaetsya v razmere ne bolee 100 000 000.00 (hundred millionov) sumov

Loan term

12 months

24 months

36 months

Interest rate

26%

28%

30%

Initial payment

No

Repayment method

Annuity, differentiated

Grace period

No


Microloans are provided to individuals in non-cash form by transfer to a bank card or in cash in the national currency - "sum".

The client's loan payments must not exceed 50 percent of his average monthly income.
It is important to carefully calculate your repayment terms before taking out a loan. Contact the bank's specialists for detailed advice and to choose the best loan terms. Proper financial planning will ensure excellent results and help you to use the loan to its maximum benefit.

Loan terms

Annual interest rate
From 26% to 30%
Maximum loan amount
Up to 100,000,000 UZB
Credit term
up to 36 months
Loan target
Non-purpose
Submission form
By crediting to the card
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
No
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application
  • Identity document
  • Collateral-related documents
Requirements
  • Microloans are issued to citizens of the Republic of Uzbekistan who have reached 18 years of age and have not reached the retirement age established in our country
  • It is mandatory to have an official source of income for the last 6 months
  • The debt burden on microloans should not exceed 50 percent
Security

  • It is provided with a credit non-repayment insurance policy from an insurance company or a third-party guarantee for amounts up to 100 million UZS

How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
50 000 000
soum
from 1 million soum
to 100 million soum
Loan term
20
mo
from 1 month
to 36 month
Interest rate
26
%
from 26 %
to 30 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
Other loans
Microloan
Microloan
From 26% to 30%
Interest rate
up to 36 months
Credit term

A convenient and easy microloan for any purpose.

"First Step into Business...
Microloan
28%
Interest rate
Up to 12 months
Credit term

For individual entrepreneurs without official income, wishing to start their own business.

"Second Step into Busines...
Microloan
27%
Interest rate
Up to 12 months
Credit term

For individual entrepreneurs without official income, wishing to start their own business.

Consumer Loan “Sayohat”
Consumer loan
28%
Interest rate
12 months
Credit term

Consumer loan allows you to go on a trip immediately without having to save up for a long time

Consumer credit "Barqaror...
Consumer loan
From 28% to 30%
Interest rate
Up to 36 months
Credit term

Consumer loans help people purchase expensive goods and services.

Auto Loan "Komfort AVTO&q...
Auto loan
24.9%-26.9%
Interest rate
48 months
Credit term

Car loan for purchasing vehicles from the primary market (official dealerships).

Auto loan - "Milliy"
Auto loan
5,99 %-15,49%
Interest rate
48 months
Credit term

Easy and convenient auto loan for Chevrolet vehicles with "Poytaxt Bank"!

Auto loan - "ORZU-AVTO&qu...
Auto loan
24,9 %-26,9%
Interest rate
48 months
Credit term

Get closer to the car of your dreams now!

Auto loan - "Mini Truck A...
Auto loan
25.9%-27.9%
Interest rate
36 months
Credit term

With Mini Truck - Great Opportunity!
Reliable Transport - Stable Income.
Apply Now!

Mortgage "Baxtli oila&quo...
Mortgage loan
17%-17,5%
Interest rate
20 years
Credit term

On the conditions of granting mortgage loans at the expense of funds placed by the Ministry of Economy...

Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
Click to listen highlighted text!Powered by X