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Consumer Loan “Sayohat”

Consumer loan

Consumer loan allows you to go on a trip immediately without having to save up for a long time

28%
Interest rate
12 months
Credit term
Up to 100 multiples of the basic calculation amount
Loan amount
Menu

About loan

Sayohat consumer loan allows you to go on a trip immediately without having to save up for a long time and provides more comfortable vacation conditions. With fixed monthly payments, expenses become manageable and special bank offers can make the loan more favorable.

Consumer Loan “Sayohat”

Purpose of the loan

Provided for purchasing a tour or travel

Loan term and grace period

Up to 12 (twelve) months, with a grace period of 2 (two) months

Interest rate

28% per annum

Loan amount and disbursement method

Provided up to 100 times the base calculation amount

Collateral

Third-party guarantee (the guarantor must have a stable source of income), or a credit default insurance policy (insurance payment is made by the client).

Eligibility

Citizens of the Republic of Uzbekistan aged 18 and above, but not yet reached the official retirement age


Loan terms

Annual interest rate
28%
Maximum loan amount
Up to 100 multiples of the basic calculation amount
Credit term
12 months
Loan target
Purchase of a tour or travel
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated, Annuity
A taking out method
-
Grace period
Yes (2 months)
Size: 33.86 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application form;
  • Passport (ID card);
  • Contract with a travel agency.
Requirements
  • Microloans are issued to citizens of the Republic of Uzbekistan who are at least 18 years old and have not yet reached the official retirement age established in the country;
  • An official source of income for the last 6 months is mandatory.
Security
  • Third-party guarantee;
  • Insurance policy.
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
15 000 000
soum
from 1 million soum
to 37.5 million soum
Loan term
7
mo
from 1 month
to 12 month
Interest rate
28
%
from 28 %
to 28 %
Repayment type:
Insurance expenses:
Average monthly payment *:
... soum
Full cost of the loan *:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Annual interest rate:
...%
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Main Show on map
Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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