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CurrencybuysellCBU
USD
12805
12870
12865.66
data from 12.12.2024 09:00:00
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12870
12865.66
data from 12.12.2024 09:00:00
17
Update date: 4 November 2024, 16:44

Factoring

NEW

A type of service provided as part of supplier financing to ensure the continuity of goods or products.

starting from 2%
Interest rate
from 30 to 90 days
Credit term
under the Agreement
Loan amount
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About loan

Provision of factoring services

A type of service provided as part of supplier financing to ensure the continuity of goods or products. Under it, the bank accepts payment to a financial agent for goods delivered, work performed or services rendered, accepted by payers but not paid under payment requests, without regress rights.

About factoring

A type of bank's services on financing of economic entities. Under it, the bank assumes without regress the rights of economic entities to collect payments for goods, work performed and services rendered, accepted by payers.

Terms and conditions Factoring
Goal Used to repurchase accounts receivable
Term from 30 to 90 days
Commission (discount) from the Contract amount Starting from 2%
Amount Depending on existing receivables and borrower's requirements
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents

Supplier:

  • Copies of contracts for supply of goods / products;
  • Reconciliation act certified by the payer and the supplier;
  • Invoice;
  • Document confirming the acceptance of the payment request, which may be submitted when the bank uses the right of regress.

Payer:

  • Application;
  • Consent of the founders of the payer's enterprise to receive factoring, executed in accordance with the procedure established by the current legislation, and constituent documents;
  • Balance sheet (form No.1), Statement of financial results (form No.2), transcript of receivables and payables submitted by the payer to the relevant state tax inspectorate for the last reporting period (quarterly, annual) (not required when receiving information by the bank via software);
  • A document confirming each Supplier's acknowledgement of receivables and acceptance of the payment request submitted by the Bank;
  • (Not required when data is received by the Bank through software). Additional documents may be required from Payers and Suppliers if necessary.

Requirements
  • Factoring services can be used by business entities that have been established not earlier than one year;
  • The client's account must be opened in JSC "Poytakht Bank";
  • The payer must not have any overdue accounts payable;
  • The financial year should be completed with profit (Financial Performance Report Form No. 2);
  • Have a constant cash flow.
Security
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
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Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
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Work schedule: MO-FR 09:00-18:00
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