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CurrencybuysellCBU
USD
12900
12950
12938.2
EUR
14000
15000
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18000
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data from 21.04.2025 09:00:00
CurrencybuysellCBU
USD
12900
12950
12938.2
data from 21.04.2025 09:00:00
CurrencybuysellCBU
USD
12600
12950
12938.2
data from 21.04.2025 09:00:00
...
Update date: ...

Poytakht Business

Funds provided to legal entities in national currency based on the principles of repayment, security, term, and payment, with the obligation to return with interest payments, for their needs without a specified purpose.

from 27.99%
Interest rate
up to 36 months
Credit term
to UZS 5 billion
Loan amount
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About loan

Loans are a powerful tool for businesses striving for growth and development. The bank's financial support helps businesses maintain liquidity even in uncertain conditions. This enables companies to focus on their core competencies and strategic development, feeling secure with a reliable partner in the form of a bank.

Moreover, the rational use of credit resources enhances a company's competitiveness.

If you are looking for a quick financing solution for your business without unnecessary hassle, take advantage of our credit products without the need to present a business plan.

Loan Currency National currency (Uzbek soum)
Loan Amount
Up to 5.0 billion UZS    
Loan Term
Interest Rate   
For 12 months
27.99% 30%  
For 24 months
29% 31%  
For 36 months
30% 32%  
  For legal entities with stable working capital    For newly established legal entities    
Grace Period
Up to 3 months       
Loan Repayment Schedule In annuity or differential form
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application;
  • Consent of the founders of the borrowing company for obtaining a loan, formalized in accordance with the current legislation (excluding private enterprises and business entities operating without legal entity status);
  • The borrower's accounting balance sheet for the last reporting period (submitted electronically to the relevant tax authority), financial results report (except in cases where Forms No. 1 and No. 2 are obtained electronically from the tax authority database by the Bank), and breakdown of the borrower's accounts receivable and payable;
  • Information on account turnover in other banks (for cases where the primary account is held in another bank), as well as information on "Kartoteka-2" debt;
  • Report of an independent appraisal organization on the pledged asset;
  • In case the pledged asset is real estate, cadastral documents (extract and cadastral passport), and in cases where the land plot is leased, a lease agreement;
  • In case the pledged asset is a vehicle or special equipment, a registration certificate of the vehicle (technical passport, technical certificate);
  • Consent of the founders of a third-party entity (company) providing collateral as loan security, incorporation documents (if the company is served by another bank), copy of the passport of the third-party individual providing collateral, and copies of the passports of the director and chief accountant (if applicable) of the third-party legal entity (if the company is served by another bank);
  • Cadastral document related to the place of business or a lease agreement verified through e-ijara;
  • Other documents may be requested depending on the specifics of the project.
Requirements
  • A bank account turnover for at least the last 3 months;
  • The financial results report (Form No. 2) must be completed with a positive outcome;
  • Indicators of available own funds must be positive;
  • No overdue credit debt on existing loans and equivalent operations;
  • No overdue credit debts of affiliated companies within the "Poytax Bank" JSC system;
  • No remaining balance in the "Kartoteka-2" account;
  • The borrower must not have any outstanding amounts due under enforcement proceedings initiated by the Compulsory Enforcement Bureau.
Security
  • Collateral of liquid movable and immovable property;
  • Insurance policy from an insurance company covering the risk of loan non-repayment;
  • Guarantee from third parties.
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
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Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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