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data from 29.11.2024 16:00:00
CurrencybuysellCBU
USD
12810
12870
12852
data from 29.11.2024 16:00:00
CurrencybuysellCBU
USD
12600
12870
12852
data from 29.11.2024 16:00:00
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Update date: ...

Poytakht Business

Non-purpose loan for companies and entrepreneurs without forming a legal entity. This is a convenient option for entrepreneurs who need to quickly solve current tasks.

from 27.99%
Interest rate
up to 36 months
Credit term
to UZS 5 billion
Loan amount
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About loan

Loans are a powerful tool for businesses seeking growth and development. The Bank's financial assistance helps businesses maintain liquidity even in conditions of uncertainty. It allows companies to focus on their core competencies and strategic development, feeling that they have a reliable partner in the form of the Bank.

In addition, rational use of credit resources increases the chances of improving the company's competitiveness. 

Non-purpose loan for legal entities and individual entrepreneurs. If you are looking for a quick way to finance your business without extra hassle, take advantage of our loan products without providing a business plan.

Currency UZS
Interest rate up to 18 months - 27.99%
up to 36 months - 29.99%
Loan amount up to 18 months - UZS 3 billion
up to 36 months - UZS 5 billion
Grace period up to 3 months
Business plan not required
Type of loan repayment monthly, annuity or differential, at the client's request
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application form;
  • Consent of the founders of the borrower enterprise to obtain a loan, executed in accordance with the procedure established by the current legislation (except for private enterprises and business entities that do not have the status of a legal entity)
  • The balance sheet of the enterprise-borrower (submitted electronically to the relevant STI) for the last reporting period, the report on financial results (except for cases when Forms 1 and 2 are received by the bank electronically from the STI database) and a disclosure of accounts receivable and accounts payable of the borrower's enterprise
  • Information on account turnover in other banks (debts under Card File-2 in cases when the main account is in another bank)
  • Report of an independent appraisal organization on the collateral object
  • Cadastral document (extract and cadastral passport) if the object of the pledge is real estate, as well as a lease agreement in cases where the right to land is leased
  • Certificate of registration of the vehicle (technical passport, technical coupon) if the object of the pledge is motor vehicles and special equipment
  • Consent of the founders of a third party (enterprise) providing collateral for property as collateral for a loan, constituent documents (if the enterprise is serviced by another bank), a copy of the passport of a third individual providing collateral, a copy of the passport of the director and chief accountant (if any) of a third legal entity (if the enterprise is serviced by another bank)
  • The cadastre related to the place of business, or the lease agreement confirmed through e-ijara
  • Other documents may also be requested, depending on the nature of the project
Requirements
  • The turnover of funds on the account for the last at least 3 months
  • The financial results statement (Form No. 2) must be positive
  • Indicators of the availability of own funds should be positive
  • Absence of overdue loan debt on an existing loan and equivalent transactions
  • The absence of overdue credit debts in the system of "Poytakht Bank" JSC for interconnected enterprises
  • No remaining amount on the Card file-2 account
  • The borrower should not have funds to be paid in an enforcement case opened by the Enforcement Bureau
Security
  • Pledge of liquid assets
  • Guarantee of an insurance organization
  • Guarantee of a third party
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account
We are always on call
Our experts are ready to help you with any questions you may have. Contact us by phone or request a callback.
If you have any questions, our experts can help you.
+998 71 214-20-00
Single Call Center
Work schedule: 24/7
Mobile applications application provides users with access to a wide range of financial tools, including a handy calculator and functional services.

It also features online chat for contacting support.
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Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Online payments
Online payments
Online payments
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile applications
Scan the QR-code with your smartphone for quick access to all bank services
QR code
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Contacts
Single Call Center
Work schedule: 24/7
Helpline
Work schedule: MO-FR 09:00-18:00
Countering corruption
Work schedule: MO-FR 09:00-18:00
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