About the deposit
Deposit annual interest rate: refinancing rate + 2%
The deposit is accepted: in cash or non-cash form.
The contribution is not capitalized.
Is it possible to replenish the current deposit?
- Yes, it's possible.
Is it possible to withdraw money early?
- Yes, when funds are partially withdrawn, they are recalculated at the following rate:
up to 3 months - no interest is accrued;
up to 12 months - interest is accrued at a rate of 10% per annum;
When opening a deposit is the right investment:
Risk reduction in investments
If you prefer to minimize investment risks, bank deposits offer guaranteed income and capital protection according to the Law of the Republic of Uzbekistan №360-II-son from 05.04.2002 all deposits of individuals are insured by the state fund of guaranteeing deposits of citizens in banks, which is a safe alternative to more risky investments.
Saving money
To store money safely and protect it from inflation, a bank deposit offers stable interest rates, which helps to preserve and increase capital.
Creating a reserve fund
To create a financial safety cushion in case of unexpected expenses, a bank deposit provides accessibility to funds and interest income.
Saving for specific purposes
For planning large purchases (e.g., a house, car) or saving for education, a deposit helps structure savings and generate additional income.
Pension savings
To form pension capital, the deposit allows you to safely save funds and receive regular interest income, which is especially important for people of retirement age.
Income replenishment
If you want to receive additional passive income, placing funds on the deposit provides regular interest payments.
Basic parameters and conditions for opening a deposit in a bank:
According to the legislation of the Republic of Uzbekistan, the following individuals can be depositors in banks:
- Citizens of Uzbekistan: Any citizens of the Republic of Uzbekistan with ID card have the right to open deposits in banks of the country from the age of 18.
- Foreign citizens and stateless persons: Foreign citizens also have the right to open deposits if they have legal grounds for staying on the territory of the country. This may be a visa, residence permit or other document confirming legal stay in Uzbekistan. Also, in order to make a deposit, it is necessary to provide your personal identification number of a physical person (State Services Center) and a document certifying the source of money.
Terms of the Deposit
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