Optimal

About the deposit

Annual deposit interest rate:
6% per annum - 12 months

The deposit is accepted in cash.

The contribution is not capitalized.

Is it possible to replenish the current deposit? - No, you can't.

Is it possible to close prematurely?
- Yes, but the interest is recalculated depending on the closing date of the deposit.

Can I get back some of the money?
- Yes, with an early deposit, an annual interest rate of 3% is accrued.

Note: This interest rate is applied when returning the deposit with the preservation of the principal amount.

When opening a deposit is the right investment:

Risk reduction in investments

If you prefer to minimize investment risks, bank deposits offer guaranteed income and capital protection according to the Law of the Republic of Uzbekistan №360-II-son from 05.04.2002 all deposits of individuals are insured by the state fund of guaranteeing deposits of citizens in banks, which is a safe alternative to more risky investments.

Saving money

To store money safely and protect it from inflation, a bank deposit offers stable interest rates, which helps to preserve and increase capital.

Creating a reserve fund

To create a financial safety cushion in case of unexpected expenses, a bank deposit provides accessibility to funds and interest income.

Saving for specific purposes

For planning large purchases (e.g., a house, car) or saving for education, a deposit helps structure savings and generate additional income.

Pension savings

To form pension capital, the deposit allows you to safely save funds and receive regular interest income, which is especially important for people of retirement age.

Income replenishment

If you want to receive additional passive income, placing funds on the deposit provides regular interest payments.

Main parameters and conditions for opening of a deposit in the Bank:

According to the legislation of the Republic of Uzbekistan, the following individuals may be bank depositors:

• Citizens of the Republic of Uzbekistan: Any citizens of the Republic of Uzbekistan, subject to the availability of the ID Card, have the right to open deposits in the banks of the country from 18 years of age.
• Foreign citizens and stateless persons: Foreign citizens also have the right to open a deposit if there are legal grounds for staying in the country. This may be the presence of a visa, residence permit or other document confirming legal stay in Uzbekistan. Also, to open a deposit, you must provide your PINFL (Single Window) and a document certifying the source of funds.