About the deposit
Annual deposit interest rate:
20% per annum for 24 months
The deposit is accepted both in cash and non-cash form.
The contribution is not capitalized.
Is it possible to replenish the current deposit?
- not provided.
Can I get back some of the money?
- not provided.
Is it possible to close prematurely?
- Yes, but the interest is recalculated depending on the closing date of the deposit.
The minimum deposit amount upon early withdrawal is calculated at the following rate:
up to 6 months - interest is accrued at a rate of 0% per annum;
from 6 to 12 months - interest is accrued at a rate of 10% per annum;
from 13 to 18 months - interest is accrued at a rate of 15% per annum;
for 24 months - at a rate of 20% per annum;
When opening a deposit is the right investment:
Risk reduction in investments
If you prefer to minimize investment risks, bank deposits offer guaranteed income and capital protection according to the Law of the Republic of Uzbekistan №360-II-son from 05.04.2002 all deposits of individuals are insured by the state fund of guaranteeing deposits of citizens in banks, which is a safe alternative to more risky investments.
Saving money
To store money safely and protect it from inflation, a bank deposit offers stable interest rates, which helps to preserve and increase capital.
Creating a reserve fund
To create a financial safety cushion in case of unexpected expenses, a bank deposit provides accessibility to funds and interest income.
Saving for specific purposes
For planning large purchases (e.g., a house, car) or saving for education, a deposit helps structure savings and generate additional income.
Pension savings
To form pension capital, the deposit allows you to safely save funds and receive regular interest income, which is especially important for people of retirement age.
Income replenishment
If you want to receive additional passive income, placing funds on the deposit provides regular interest payments.
Main parameters and conditions for opening of a deposit in the Bank:
According to the legislation of the Republic of Uzbekistan, the following individuals may be bank depositors:
- Citizens of the Republic of Uzbekistan: Any citizens of the Republic of Uzbekistan, subject to the availability of the ID Card, have the right to open deposits in the banks of the country from 18 years of age.
- Foreign citizens and stateless persons: Foreign citizens also have the right to open a deposit if there are legal grounds for staying in the country. This may be the presence of a visa, residence permit or other document confirming legal stay in Uzbekistan. Also, to open a deposit, you must provide your PINFL (Single Window) and a document certifying the source of funds.
Terms of the Deposit
1-6 months - 0%;
6-12 months - 10%;
up to 13-18 months - 15%;
For the 24th month - 20%.
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