Mortgage Loan “Maskan” - JSC «POYTAXT BANK»

Currency	buy	sell	CBU
USD	11845	11995	11940.95
EUR	13000	13850	13814.49
GBP	15000	18000	15772.8
JPY	60	100	76.38
CHF	14000	17000	14807.73
RUB	90	153	152.68

Currency

buy

sell

CBU

USD

11845

11995

11940.95

EUR

13000

13850

13814.49

GBP

15000

18000

15772.8

JPY

100

76.38

CHF

14000

17000

14807.73

RUB

153

152.68

Currency	buy	sell	CBU
USD	11845	11995	11940.95

Currency

buy

sell

CBU

USD

11845

11995

11940.95

Currency	buy	sell	CBU
USD	11500	11995	11940.95

Currency

buy

sell

CBU

USD

11500

11995

11940.95

About loan

The "Maskan" mortgage loan is provided to citizens with an official source of income for the purchase of apartments in multi-story buildings or individual residential houses on the primary and secondary housing markets.

Loan amount	Determined as the difference between the sales contract amount and the size of the initial down payment
Loan term	60 months (5 years)	84 months (7 years)	120 months (10 years)
Interest rate	28%	30%	32%
Initial down payment	25%
Grace period	Up to 12 months
Loan repayment method	Annuity or differentiated

Loan terms

Annual interest rate

From 28% to 32%

Maximum loan amount

Based on the amount of the sales contract

Credit term

Up to 10 years

Loan target

To buy a house

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Grace period

Tariffs for individuals

Size: 33.86 KB
Format: xlsx

Download file

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

Application;
Borrower’s passport or ID card (and co-borrower’s, if applicable);
Preliminary sales contract for an apartment in a multi-apartment building, signed by the borrower and the seller;
Other documents that may be requested as necessary to verify the accuracy of the information provided in the submitted documents.

Requirements

To citizens of the Republic of Uzbekistan who are 18 years old and have not yet reached the official retirement age established in our country;
The "Maskan" mortgage loan is provided to individuals without an official source of income.

Security

Residence purchased using loan proceeds

Calculate your loan

Minimum initial deposit

from 25 %

to 50 %

Necessary amount

600 000 000

soum

from 1 million soum

to 1 billion soum

Loan term

from 1 month

to 120 month

Interest rate

from 28 %

to 32 %

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Average monthly payment *:

... soum

Full cost of the loan *:

... soum

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Annual interest rate:

...%

Issue a loan

Information sheet